Binance AED Deposit and Withdrawal in the UAE by Bank Transfer
By Youssef Adel · Last updated:
| Who can use it | Users onboarded to Binance FZE (UAE residents) |
| Method | Bank transfer only (ADCB) |
| Deposit fee | 0 |
| Withdrawal fee | 10 AED |
| Minimum | Deposit 10 AED · Withdrawal 11 AED |
| Daily maximum | AED 7.2 million (deposits and withdrawals) |
| Bank account | Must be in your own name, both ways |
Who can deposit and withdraw AED on Binance?
Binance's FAQ is clear: you must be onboarded to Binance FZE, the local Dubai-regulated exchange, to deposit or withdraw AED. Binance's announcement adds that AED bank transfers are only for users in the UAE.
What this means in practice:
- You live in the UAE and are opening a new account: choose the UAE as your country of residence and verify with your Emirates ID. The minimum age on Binance's UAE platform is 21.
- You live in the UAE and already have a global Binance account: Binance says UAE resident accounts move to Binance UAE (FZE) after a KYC update. Open the Identification page and tap Start Now to see which documents it needs; you may be asked for your Emirates ID and a liveness check. Your email, password and UID stay the same.
- You're only visiting the UAE: Binance says travellers should sign up with their real country of residence, not the holiday destination. The AED feature isn't for you; fund your account the usual way: How to deposit on Binance.
How to deposit AED on Binance (app)
Step 1: Tap [Deposit]
Log in to the Binance app and tap Deposit.
Step 2: Choose AED and [Bank Transfer]
Select AED as the currency and Bank Transfer as the method.
Step 3: Complete verification if prompted
If your account isn't verified yet, Binance asks you to do it at this step. How to verify your Binance account.
Step 4: Copy your vIBAN details
Binance creates a unique vIBAN for you. Use these details as the recipient when you send the transfer from your banking app.
Step 5: Send the transfer from your own bank account
Send the dirhams from a UAE bank account in your own name. Binance doesn't accept transfers from someone else's account.
On the website: log in → Deposit → AED → Bank Transfer → Start Now if verification is needed → Continue to show your vIBAN.
How to withdraw AED to your UAE bank account (app)
Step 1: Open [Deposit], then [Withdraw]
In the app, tap Deposit, then Withdraw, and choose Bank Transfer.
Step 2: Complete verification if prompted
If you haven't finished identity verification, tap Start Now and complete it.
Step 3: Add your bank account (first time only)
If you've never made a successful AED deposit, add a bank account by entering its IBAN. Binance checks that the IBAN is valid and that the name on the account matches your Binance account; if either is wrong, you'll see an error message.
Step 4: Enter the amount and tap [Confirm]
Choose the amount (minimum 11 AED), then tap Confirm.
Step 5: Complete 2FA
Enter your two-factor codes and wait for the transfer to go through.
On the website: log in → Withdraw → AED → Bank transfer → Verify Identity, then the same steps: add your IBAN if needed, choose the amount, Confirm, 2FA.
Fees, limits and processing times
| Deposit | Withdrawal | |
|---|---|---|
| Fee | 0 | 10 AED |
| Minimum | 10 AED | 11 AED |
| Maximum | AED 7.2 million per day | AED 7.2 million per day |
| Under AED 50,000 | Processed within 1 business day | Processed instantly |
| Over AED 50,000 | Cut-off 19:00 UAE time, Monday to Saturday | Cut-off 19:00 UAE time, Monday to Saturday |
For amounts over AED 50,000, anything received after the 19:00 cut-off is processed the next day. Sunday is a currency holiday, and UAE public holidays can also delay transfers.
What can you do with AED on Binance?
According to Binance, once your dirhams arrive you can convert them to crypto or use them to buy and trade on the Spot market. Binance opened a USDT/AED spot pair on 4 June 2026, and for UAE residents, AED spot pairs are available only through Binance FZE.
To go the other way (crypto to dirhams in your bank), sell your crypto for AED first, then withdraw with the steps above.
AED bank transfer or P2P?
| AED bank transfer | P2P in dirhams | |
|---|---|---|
| Who you deal with | Binance directly | Another user |
| Cost | 0 to deposit, 10 AED to withdraw | Depends on the seller's or buyer's price |
| Who can use it | Binance FZE accounts only | See our UAE guides |
If you prefer P2P: Buy USDT in the UAE · Sell USDT in Dubai.
My deposit or withdrawal hasn't arrived
- Check the processing times above, especially for amounts over AED 50,000, Sundays and public holidays.
- Make sure the transfer came from (or went to) an account in your own name.
- If it's still missing, open the transaction's Order Details page and contact Customer Support from there. Use only the support inside the app or website, never someone who messages you on WhatsApp or Telegram.
FAQ
Are AED deposits on Binance free?
Yes. Binance charges no deposit fee on AED bank transfers.
How much does it cost to withdraw AED from Binance?
A fixed 10 AED per withdrawal, with a minimum withdrawal of 11 AED.
Can I deposit AED by card or cash?
Not through this feature. Binance says bank transfer is currently the only method for AED deposits and withdrawals.
Can I deposit from my wife's or my friend's bank account?
No. Transfers must be made to and from accounts in your own name.
Does my vIBAN change each time?
No. It's permanent and you can reuse it for multiple deposits.
I live in Abu Dhabi or Sharjah, not Dubai. Can I use it?
Binance's requirement is being onboarded to Binance FZE, and its FAQ says UAE resident accounts move to Binance UAE (FZE). Check the Identification page: if it asks you to update your KYC, complete it. AED deposits and withdrawals need your account to be on Binance FZE.
I'm a tourist in Dubai. Can I deposit AED?
No. The feature is for users onboarded to Binance FZE, and Binance tells travellers to keep their real country of residence.
Related guides
Last updated: 22 October 2026. Checked against Binance's official announcement of direct AED deposits and withdrawals (2 June 2026), its FAQs on depositing AED (updated 4 June 2026) and withdrawing AED (updated 23 April 2026), the USDT/AED pair announcement and the Binance UAE (FZE) transition FAQ (updated 7 October 2026). Button names can differ slightly between app versions.
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Official sources we checked
- Binance Dubai launches direct AED deposits and withdrawals: 0 deposit fees, fixed 10 AED withdrawal fee (published 2026-06-02, checked 2026-10-22)
- How to deposit AED via ADCB on Binance: steps, vIBAN, limits, processing times, Binance FZE only (updated 2026-06-04, checked 2026-10-22)
- How to withdraw AED via ADCB on Binance: steps, IBAN check, 10 AED fee, 11 AED minimum, processing times (updated 2026-04-23, checked 2026-10-22)
- Binance adds the USDT/AED spot trading pair (2026-06-04); AED bank transfers are for UAE users only (published 2026-06-03, checked 2026-10-22)
- Moving UAE resident accounts to Binance UAE (FZE): KYC update with Emirates ID and liveness check, same login and UID, travellers keep their own country of residence (updated 2026-10-07, checked 2026-10-22)
- UAE documents: Emirates ID for residents, minimum age 21 on the UAE platform (published 2022-09-23, checked 2026-10-22)