How to Withdraw from Bitpanda

By Youssef Adel · Last updated: November 11, 2026

Quick answer Bitpanda is only for residents of supported European countries (the EU, the UK, Switzerland, Norway, Iceland, Liechtenstein, Turkey, Serbia and a few others), not for residents of Arab countries. To get cash to your bank: in the app, Trade → Withdraw, choose the currency and a bank account in your own name (add one with +), tap Continue → Withdraw now, then click Confirm Transaction in the email Bitpanda sends you. The minimum is EUR 10. To send crypto: Trade → Send, choose the asset, the network and the recipient, enter the amount and confirm by email. For USDC, Bitpanda sends only on Polygon, so the receiving wallet or exchange must support USDC on Polygon.

Open Bitpanda →

Right after you sign up: verify your account and have your ID card or passport ready. The steps are here: Bitpanda identity verification

Cash minimum	EUR 10
Bank account	Must be in the same name as your Bitpanda account
Confirmation	By email (Confirm Transaction)
SEPA arrival	1-3 business days (SWIFT: 3-5)
USDC network	Polygon

Method 1: Withdraw cash to your bank account

If your money is in crypto, sell it into your cash wallet first, then:

In the app, tap Trade → Withdraw.
Choose the currency (EUR, for example).
Choose your payout bank account, or tap + to add one. The account holder name must match your Bitpanda name.
Enter the amount and tap Continue, then Withdraw now.
Open the email from Bitpanda and click Confirm Transaction.

On the website: Portfolio → Cash, choose the currency and click Withdraw. Pick the payout account, enter the amount, click Go to Summary → Confirm, then click Confirm Transaction in the email.

Method 2: Send crypto to a wallet or another exchange

Tap Trade → Send (or open the asset and tap Send).
Choose the network.
Choose a saved recipient or tap + to add one. Bitpanda asks for the recipient's name and where the address is held: Self-hosted wallet, an exchange from the list, or Other host.
If the coin needs a memo or tag, enter it.
Enter the amount and tap Go to summary → Continue → Confirm.
Click Confirm Transaction in the email Bitpanda sends you.

Networks explained: TRC20, BEP20 and ERC20.

Common problems

My withdrawal hasn't gone out

Check your inbox (and spam folder): the withdrawal only goes out after you click Confirm Transaction.

My bank withdrawal was rejected

The account holder name must match your Bitpanda name.

I can't withdraw right after depositing

Wait 1-2 business days after a deposit, or 7 days after a PayPal deposit.

The other exchange doesn't show my USDC

Check that it supports USDC on Polygon and that you chose the right network.

Frequently asked questions

How long does a Bitpanda withdrawal take to reach my bank?

A standard SEPA transfer takes 1-3 business days; SWIFT takes 3-5.

What is the minimum withdrawal?

EUR 10.

Can I send USDT from Bitpanda?

Bitpanda doesn't offer USDT to EU users. Send USDC on Polygon instead.

Why do I have to enter the recipient's name?

When you add a recipient, Bitpanda asks for the name and where the address is held. For your own wallet, enter your name and choose Self-hosted wallet.

Back to the start

Bitpanda tutorial for beginners →

Last updated: 21 October 2026 · Sources: we checked every step against Bitpanda's official help pages "Withdraw cash" (edited 22 January 2026) and "Withdraw cryptocurrencies" (edited 6 March 2025).