How to Send Money to Kuwait with Wise

What your family receives in Kuwait

Kuwaiti dinars (KWD) in their bank account in Kuwait, sent over Swift. USD or EUR also work if their account is in one of those. Wise doesn't publish a per-transfer limit or the receiving-bank fees for KWD.

There's no cash pickup and no mobile wallet option.

What you need from your family

You need their 30-character IBAN, the SWIFT/BIC code of their bank and their name, city, address and post code, matching the bank's records. We go through the Swift form field by field in how to send money with Wise

How many characters is an IBAN in Kuwait?

30 characters, broken down like this on Wise's Kuwait IBAN page:

• KW: the country code
• 2 check digits
• 4 letters: the bank code (in Wise's example, CBKU)
• 22 characters: the account number

Your family can copy it from their banking app or a statement, or ask at the branch.

SWIFT codes of the main banks in Kuwait

These are the main codes (ending in XXX) that Wise's Swift directory lists for each bank, checked on 23 October 2026. Some banks also have branch codes, so ask your family to confirm the code their bank gives them.

Step by step: send money to Kuwait with Wise

1. No verified account yet? Start with create a Wise account, then Wise verification.
2. Tap Send, then + Add for a new recipient, and type KWD under "Select their currency".
3. Pick Bank details and enter your family's 30-character IBAN and their bank's SWIFT code (see the table) in the Swift form.
4. Enter the amount, go over the figures on Review, then Pay, always from an account in your name.

All the screens, with Wise's own labels: how to send money with Wise.

Sending to Kuwait from the UK, the US, Canada, Europe and Switzerland

You pay in the currency of wherever you live: from the UK in GBP (bank transfer, usually seconds); from the US in USD (ACH, wire or card); from Canada in CAD (Interac e-Transfer and others); from the euro area in EUR (SEPA); from Switzerland in CHF (from a Swiss bank; instant transfers arrive in 15-30 minutes). KWD appears on Wise's Kuwait page when you pay from EUR and CHF. From any other currency, check the app: if KWD isn't offered, send USD or EUR. Limits and timings for every paying method: how to send money with Wise.

How long does a transfer to Kuwait take?

On Friday 23 October 2026, Wise's Kuwait page gave "by 2 November" for a transfer paid in CHF. Wise's general figure: up to 2 working days for the conversion, then usually 1-6 working days on Swift. Your own expected arrival date appears in the app before you pay.

Fees for sending to Kuwait

You see the fee, the rate and what arrives before confirming. Because the money goes over Swift, intermediary banks may take extra fees. Price breakdown: Wise fees.

If you live in Kuwait

A personal account is possible and can hold a balance. What you can't do is pay in KWD, and the Wise card isn't offered in Kuwait. A card issued in Kuwait paying in USD is treated as an international card, so it costs more. Sending home to Egypt? See send money to Egypt with Wise and Wise in the Arab world.

FAQ

Does Wise work in Kuwait?

To send money there, yes: KWD (or USD and EUR) reaches a Kuwaiti bank account over Swift. If you live in Kuwait, you can sign up and hold money, just not pay in KWD.

How many characters is a Kuwaiti IBAN?

30: KW, 2 check digits, a 4-letter bank code and 22 characters for the account.

What's the SWIFT code of National Bank of Kuwait (NBK)?

Its main code in Wise's Swift directory is NBOKKWKWXXX. A branch may use a different code, so compare it with your family's bank documents.

Can I send money from Kuwait to Egypt with Wise?

Not in KWD: Wise doesn't accept KWD as a payment currency. Wise allows USD by card or Swift for people outside the US, but a card from Kuwait paying in USD counts as an international card and costs more. Check the full price in the calculator first.

How long does Wise take to Kuwait?

Usually 1-6 working days for the Swift payout, Wise says, on top of the time your payment takes to reach Wise. On 23 October 2026, a transfer paid in CHF that day showed "by 2 November" on Wise's Kuwait page.

Get started

Open your Wise account →

---

Last updated: 23 October 2026 · All facts from the official Wise pages listed above.