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The Wise Card: Who Can Order It and What It Costs

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Disclosure: the buttons to open a Wise account on this page are partner links. If you open an account through them and make your first cross-currency transfer, Wise may pay us a commission. It doesn't change what you pay.

Who can order the Wise card?

Wise says the card is available for personal accounts of people living in:

  • Australia
  • Brazil
  • Canada
  • EEA + Switzerland + French overseas departments and regions
  • Israel
  • Japan
  • Malaysia
  • New Zealand
  • Philippines
  • Singapore
  • Thailand (accounts registered on or after 21 January 2026)
  • UK + European microstates and overseas territories
  • USA, except residents of Nevada

Arab countries: none is on the list. If you live in a country that isn't eligible, you can only join the waitlist.

What counts is where you live, not your nationality. An Egyptian, Moroccan or Algerian living in France, Germany or the UK can order the card like any other resident there, once verified. If Wise asks for a right-to-reside document (because your passport is from another country), it may block ordering a card until that check is done. Verification guide

If you move to a country that isn't eligible: you can use your activated card until it expires, but you can't order a replacement.

Is the Wise card available in Saudi Arabia, Algeria or Egypt?

No. Residents of Saudi Arabia, Algeria, Egypt or any other Arab country can't order the card, according to Wise's current page. We don't recommend any way around this, such as using an address in a country you don't live in: Wise asks for proof of your right to live at your address, and says it may limit features or close the account if you can't provide it.

What the Wise card costs

Item UK Germany Switzerland US
Order the card 7 GBP 7 EUR 8 CHF 9 USD
Express delivery from 10.85 GBP from 10.40 EUR from 11.76 CHF from 11.58 USD
Digital card free free free free
Replacement (any time) 2.50 GBP 4 EUR 4 CHF 5 USD
Replacing an expired card free free free free
Free ATM withdrawals per month 250 GBP, then 2.69% 250 EUR, then 2.69% 230 CHF, then 2.69% 250 USD, then 1.95 USD + 1.95%
E-wallet top-ups 2% 2% 2% 2%

From Wise's official card pricing page for each country, checked 23 October 2026.

There's no subscription fee. Spending a currency you hold is free; if you don't hold it, there's a conversion fee.

Wise card features

  • Wise says you can spend with the card in 150+ countries.
  • Spend in the currencies you hold with no fee.
  • Free digital cards: up to 3 digital cards alongside your physical card.
  • Free ATM withdrawals up to a monthly allowance (see the table).

How to order a Wise card

  1. Open a Wise account and get verified. How to open an account
  2. Open a currency in your account (add a balance in a currency such as EUR).
  3. Go to the Cards tab and order the card.
  4. Wise may ask you to pay a small fee for the card or add money to your account.
  5. Wait for delivery.
  6. Activate the card with a Chip and PIN payment, or with an activation code in some regions.

Standard delivery, according to Wise:

  • Germany, Spain, France, Italy, Belgium, the Netherlands, Switzerland, Ireland, the US: 4 to 7 working days.
  • UK: up to 3 working days.

Each user can have one physical card.

FAQ

Can I get a Wise card in Saudi Arabia?

No. Saudi Arabia isn't one of the countries where the card is available, and no Arab country is on the list right now.

Is the Wise card available in Egypt?

Not for residents of Egypt: Egypt isn't on the eligible list. You can only join the waitlist.

I'm Egyptian and live in Germany. Can I order the card?

Yes. What counts is where you live. Once verified (you may need your German residence permit), order it from the Cards tab. It costs 7 EUR.

Does the Wise card have a monthly fee?

No. You pay the order fee once, a conversion fee when you spend a currency you don't hold, and ATM fees above the free allowance.

Can I get just a virtual Wise card?

Yes, digital cards are free and you can have up to 3, but they're also only available to residents of eligible countries.

Can I use the Wise card to buy crypto?

Wise allows the card at crypto platforms, with a possible 2% fee on topping up external accounts. Details in Wise and Binance

Get started

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Last updated: 23 October 2026 · All facts from Wise's official help and pricing pages listed above.

Official sources we checked