The Wise Card: Who Can Order It and What It Costs
By Youssef Adel · Last updated:
Disclosure: the buttons to open a Wise account on this page are partner links. If you open an account through them and make your first cross-currency transfer, Wise may pay us a commission. It doesn't change what you pay.
Who can order the Wise card?
Wise says the card is available for personal accounts of people living in:
- Australia
- Brazil
- Canada
- EEA + Switzerland + French overseas departments and regions
- Israel
- Japan
- Malaysia
- New Zealand
- Philippines
- Singapore
- Thailand (accounts registered on or after 21 January 2026)
- UK + European microstates and overseas territories
- USA, except residents of Nevada
Arab countries: none is on the list. If you live in a country that isn't eligible, you can only join the waitlist.
What counts is where you live, not your nationality. An Egyptian, Moroccan or Algerian living in France, Germany or the UK can order the card like any other resident there, once verified. If Wise asks for a right-to-reside document (because your passport is from another country), it may block ordering a card until that check is done. Verification guide
If you move to a country that isn't eligible: you can use your activated card until it expires, but you can't order a replacement.
Is the Wise card available in Saudi Arabia, Algeria or Egypt?
No. Residents of Saudi Arabia, Algeria, Egypt or any other Arab country can't order the card, according to Wise's current page. We don't recommend any way around this, such as using an address in a country you don't live in: Wise asks for proof of your right to live at your address, and says it may limit features or close the account if you can't provide it.
What the Wise card costs
| Item | UK | Germany | Switzerland | US |
|---|---|---|---|---|
| Order the card | 7 GBP | 7 EUR | 8 CHF | 9 USD |
| Express delivery | from 10.85 GBP | from 10.40 EUR | from 11.76 CHF | from 11.58 USD |
| Digital card | free | free | free | free |
| Replacement (any time) | 2.50 GBP | 4 EUR | 4 CHF | 5 USD |
| Replacing an expired card | free | free | free | free |
| Free ATM withdrawals per month | 250 GBP, then 2.69% | 250 EUR, then 2.69% | 230 CHF, then 2.69% | 250 USD, then 1.95 USD + 1.95% |
| E-wallet top-ups | 2% | 2% | 2% | 2% |
From Wise's official card pricing page for each country, checked 23 October 2026.
There's no subscription fee. Spending a currency you hold is free; if you don't hold it, there's a conversion fee.
Wise card features
- Wise says you can spend with the card in 150+ countries.
- Spend in the currencies you hold with no fee.
- Free digital cards: up to 3 digital cards alongside your physical card.
- Free ATM withdrawals up to a monthly allowance (see the table).
How to order a Wise card
- Open a Wise account and get verified. How to open an account
- Open a currency in your account (add a balance in a currency such as EUR).
- Go to the Cards tab and order the card.
- Wise may ask you to pay a small fee for the card or add money to your account.
- Wait for delivery.
- Activate the card with a Chip and PIN payment, or with an activation code in some regions.
Standard delivery, according to Wise:
- Germany, Spain, France, Italy, Belgium, the Netherlands, Switzerland, Ireland, the US: 4 to 7 working days.
- UK: up to 3 working days.
Each user can have one physical card.
FAQ
Can I get a Wise card in Saudi Arabia?
No. Saudi Arabia isn't one of the countries where the card is available, and no Arab country is on the list right now.
Is the Wise card available in Egypt?
Not for residents of Egypt: Egypt isn't on the eligible list. You can only join the waitlist.
I'm Egyptian and live in Germany. Can I order the card?
Yes. What counts is where you live. Once verified (you may need your German residence permit), order it from the Cards tab. It costs 7 EUR.
Does the Wise card have a monthly fee?
No. You pay the order fee once, a conversion fee when you spend a currency you don't hold, and ATM fees above the free allowance.
Can I get just a virtual Wise card?
Yes, digital cards are free and you can have up to 3, but they're also only available to residents of eligible countries.
Can I use the Wise card to buy crypto?
Wise allows the card at crypto platforms, with a possible 2% fee on topping up external accounts. Details in Wise and Binance
Get started
Last updated: 23 October 2026 · All facts from Wise's official help and pricing pages listed above.
Related tutorials
- What Is Wise and Is It Safe? Wise App Guide for 2026What is Wise, is it a bank and is it safe? A plain guide for Arabs living abroad: opening an account, verifica…
- Is Wise Available in Egypt, Saudi Arabia and the Arab World? 2026Is Wise available in Egypt, Saudi Arabia, Morocco or Iraq? One table for all 19 Arab countries: can you send t…
- How to Open a Wise Account in 2026How to open a Wise account step by step: email, phone number, country of residence and email confirmation, plu…
- Wise Verification 2026Wise verification step by step: accepted ID, live photo, proof of address and the residence document for expat…
- Wise Verification Failed? Rejection Reasons and FixesWise verification failed or stuck on the selfie? The rejection reasons in Wise's words, the fix for each, and …
- Wise Fees and Limits 2026Wise fees explained: how the transfer fee is built, how paying by bank transfer or card changes it, dynamic ch…
- Send Money to Algeria with WiseSend money to Algeria with Wise: Algerian dinars to a bank account over Swift. Details you need, Swift codes f…
- Send Money to Bahrain with WiseSend money to Bahrain with Wise: Bahraini dinars to a bank account over Swift with the 22-character BH IBAN. S…
Official sources we checked
- Wise: can I get the Wise card in my country - checked 2026-10-23
- Wise: Wise card fees - checked 2026-10-23
- Wise: how to order a Wise card - checked 2026-10-23
- Wise: card fees in the UK - checked 2026-10-23
- Wise: card fees in Germany - checked 2026-10-23
- Wise: card fees in Switzerland - checked 2026-10-23
- Wise: card fees in the US - checked 2026-10-23
- Wise: right-to-reside check before ordering a card - checked 2026-10-23