Exchange Steps

How to Send Money from Italy to Egypt with Wise

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Disclosure: the buttons to open a Wise account on this page are partner links. If you open an account through them and make your first cross-currency transfer, Wise may pay us a commission. It doesn't change what you pay.

If you're in Italy, Wise's site and app may show up in Italian. So this page gives the Italian labels as they appear, plus what applies to people living in Italy. The transfer screens are in how to send money with Wise, and the Egyptian IBAN and limit in send money to Egypt with Wise

The payment methods, with their Italian names

These are the ways to pay that Wise's Italian Egypt page showed on 25 October 2026, cheapest first as its own table listed them:

Label in Wise What it is What Wise says
Conto Wise Your Wise balance If you already hold euros in Wise
PISP Pay through your bank (open banking) Available to residents of Italy; the limit depends on your bank
Bonifico bancario SEPA bank transfer From an account in your name. Minutes if your bank supports instant SEPA, otherwise up to 1 working day
Carta di debito Debit card Up to 10,000 EUR per transfer
Google Pay / Apple Pay Phone wallets Italy is on both lists. Apple Pay up to 10,000 EUR, Google Pay up to 2,000 EUR per payment
Carta di credito Credit card The most expensive in that table

We don't print the amounts because they change daily. Wise shows the cost and the EGP amount before you confirm, and its Italian page says the fee drops above 22,000 EUR or the equivalent. More in Wise fees explained.

About Italian cards: a card issued in Italy paying in EUR has no international card fee. Wise takes Visa, Mastercard and some Maestro cards, not American Express, and the card must be in your name. Some banks treat a card payment to Wise as a cash advance; that charge is your bank's, not Wise's.

How long it takes from Italy to Egypt

On 25 October 2026, Wise's Italian page showed "Oggi - in 4 ore" (today, within 4 hours) for every payment method in its 1,000 EUR example. That's a live estimate.

What Wise's EGP guide says: once Wise has your money, the pounds usually arrive the same working day, and the conversion can take up to 2 working days. On your first transfer, verification can add a day or two.

Vodafone Cash from Italy?

Not with Wise. No Vodafone Cash, InstaPay or Etisalat Cash, and no cash pickup. Wise pays EGP into an Egyptian bank account using the IBAN. Once the money is there, the account holder can move it to a wallet themselves through their bank.

If you don't have the IBAN yet, pick Email in the recipient form: you enter the recipient's email and Wise asks them for their bank details.

Living in Italy: the document Wise may ask for

When your passport is Egyptian and your Wise address is in Italy, Wise asks for an Italian-issued document that proves your right to live there. According to Wise:

  • Accepted: a valid Italian passport or ID card, a valid residence permit card (permesso di soggiorno in card form), a long-term visa valid for more than 90 days, and some refugee documents.
  • Not accepted: a paper residence permit, visa or residence applications, visas of 90 days or less, asylum seeker documents, driving licences, utility bills.

If all you have is the receipt for a permit renewal, that's an application, not a residence card, and Wise says it doesn't accept applications. Upload the document through the "We need more information to verify your account" banner, not by email. Until the check is done, you may not be able to send.

For the ID itself: if you live in Europe, Wise doesn't accept a driving licence. Use your passport or ID card. Details in Wise verification.

Steps: how to send money from Italy to Egypt

  1. Open your account through our link with your Italian address: create a Wise account.
  2. Verify your identity, and upload your residence card if the banner appears.
  3. Tap Send, add the recipient and choose EGP.
  4. Enter the full name and the IBAN (29 characters, starts with EG). BIC/SWIFT is optional.
  5. Enter the amount, review, pick PISP, Bonifico bancario or a card, and pay from an account in your name.

FAQ

What's the cheapest way to transfer money from Italy to Egypt with Wise?

In Wise's Italian table on 25 October 2026, after an existing Wise balance, it was PISP, then Bonifico bancario. Cards, Apple Pay and Google Pay cost more. Wise shows the price for each method before you pay.

Does my family in Egypt need a Wise account?

No. An Egyptian bank account, its IBAN and the holder's full name.

What's the most I can send?

On the Egypt side, 5,000,000 EGP per transfer. On the paying side: up to 10,000 EUR per transfer by card, and up to 2,000 EUR per Google Pay payment.

Get started

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Last updated: 25 October 2026 · All facts from the official Wise pages listed above.

Official sources we checked