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How to Send USDT to Someone Else

Last updated:

Binance Pay (to a Binance user) On-chain withdrawal (to any wallet)
What you need Their email, phone number or Binance ID Their wallet address + the network
Speed Instant Depends on the network
Network fee None Yes, shown before you confirm
Wrong-network risk None Yes
Requirement Both accounts verified Your account verified

Method 1: Binance to Binance with Binance Pay

  1. Open the app, tap the Pay icon at the top of the home screen, then tap Send.
  2. Choose how to identify the recipient: phone number, email, Binance ID or Pay ID.
  3. Select USDT and enter the amount.
  4. Check the recipient's name and the amount, then confirm with two-factor authentication.

Fees: Binance says Binance Pay transfers carry no transaction fee, while another of its help pages mentions a small fee only once you go past a high monthly transfer threshold. For everyday amounts, the transfer is effectively free, and any fee shows up in the app before you confirm.

On the website

Assets → Overview → Withdraw → pick USDT → Binance User → enter the email, phone number or Binance ID → Send.

Method 2: To another wallet or exchange

  1. Ask the person for their USDT deposit address and the network (TRC20, for example).
  2. On Binance: Assets → Overview → Send → Withdraw Assets.
  3. Paste the address, choose the same network, and enter the amount.
  4. Check the network fee, then confirm with two-factor authentication.

The full withdrawal guide: How to withdraw from Binance.

Sending money to family in another country

This is how a lot of expats do it: you send USDT to your family's Binance account with Binance Pay, and they sell it for their local currency on P2P. Make sure Binance is available in their country first: Countries page.

Frequently asked questions

How do I send USDT from Binance to Binance? With Binance Pay: Pay → Send → the recipient's email, phone number or Binance ID.

Is sending USDT between Binance accounts free? There's no transaction fee with Binance Pay, and according to Binance only a small fee applies once you pass a high monthly threshold.

Can I get my USDT back if I sent it to the wrong person? No. Binance Pay transfers can't be reversed.

How do I send USDT to a wallet outside Binance? Withdraw it on-chain: the wallet address plus the same network on both ends.

Last updated: 10 October 2026 · Sources: Binance official help pages (Binance Pay, its fees, and withdrawals).

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