URL: https://exchangesteps.com/wise-send-money-to-tunisia
Updated: 2026-10-23
Sources: https://wise.com/gb/send-money/send-money-to-tunisia , https://wise.com/gb/swift-codes/countries/tunisia , https://wise.com/gb/swift-codes/countries/tunisia/BANQUE%20INTERNATIONALE%20ARABE%20DE%20TUNISIE , https://wise.com/gb/swift-codes/countries/tunisia/SOCIETE%20TUNISIENNE%20DE%20BANQUE , https://wise.com/gb/swift-codes/countries/tunisia/ATTIJARI%20BANK , https://wise.com/gb/swift-codes/countries/tunisia/BANQUE%20NATIONALE%20AGRICOLE , https://wise.com/gb/swift-codes/countries/tunisia/AMEN%20BANK , https://wise.com/help/articles/5Fwvk7KFzbTBohJiUu0Ryd/sending-with-swift , https://wise.com/help/articles/2974947/what-countries-and-regions-can-i-send-usd-to-via-swift , https://wise.com/help/articles/2978075/which-countriesregions-can-i-send-eur-to-via-swift , https://wise.com/help/articles/2946451/how-much-does-it-cost-to-send-usd-to-countries-outside-the-us , https://wise.com/help/articles/2968916/sending-eur-to-countries-outside-of-europe , https://wise.com/help/articles/2977959/how-do-i-send-money-with-wise , https://wise.com/help/articles/2522717/fees-for-sending-money , https://wise.com/help/articles/2amMyWoOyhgTL0CkDcY2m4/what-are-dynamic-charges , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2932153/guide-to-cad-transfers , https://wise.com/help/articles/2932148/guide-to-gbp-transfers , https://wise.com/help/articles/2932338/guide-to-chf-transfers , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2571907/what-currencies-can-i-send-to-and-from , https://wise.com/help/articles/2v3OMcg97Z7gObSifJbjsu/understanding-wises-position-on-cryptocurrency

# How to Send Money to Tunisia with Wise

> **Quick answer**
> - Wise sends **Tunisian dinars (TND) to a bank account in Tunisia**. It goes over the **Swift** network, which means filling in Wise's Swift form.
> - Ask your family for their **IBAN or account number**, plus the bank's **SWIFT/BIC code** and their **address**.
> - Wise says Swift payouts **usually take 1-6 working days**.
> - Bank accounts only: **no cash pickup and no wallets**.
> - **Residents of Tunisia** can sign up, but can't hold money in Wise or pay in TND.
>
> **[Open your Wise account →]**

## What your family receives in Tunisia

**Tunisian dinars (TND)** in their bank account in Tunisia, sent over Swift. USD or EUR also work if their account is in one of those.
For TND, Wise publishes neither a per-transfer limit nor the fees the receiving bank may charge.

There's no cash pickup and no mobile wallet option.

## What you need from your family

The **IBAN** if their bank has one (otherwise the account number), the **SWIFT/BIC code**, and their **name, city, address and post code** exactly as registered with the bank. How to fill in each field of the Swift form: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

### IBAN or account number in Tunisia?

There's no Tunisia page in Wise's IBAN guide, so we can't show a format here. If their bank issues an IBAN, use it (Wise prefers it); if not, the plain account number is what you need.

### SWIFT codes of the main banks in Tunisia

| Bank | SWIFT / BIC (main code) |
|---|---|
| BIAT | BIATTNTTXXX |
| STB | STBKTNTTXXX |
| Attijari Bank | BSTUTNTTXXX |
| BNA | BNTETNTTXXX |
| Amen Bank | CFCTTNTTXXX |

These are the main codes (ending in XXX) that Wise's Swift directory lists for each bank, checked on 23 October 2026. Some banks also have branch codes, so ask your family to confirm the code their bank gives them.

## Step by step: send money to Tunisia with Wise

1. Open and verify your Wise account: [create a Wise account](https://exchangesteps.com/how-to-create-wise-account), [Wise verification](https://exchangesteps.com/wise-identity-verification).
2. Tap **[Send]**, choose **[+ Add]** to add a new recipient, and enter **TND** under "Select their currency".
3. Select **[Bank details]**; in the Swift form, enter the IBAN or account number and the SWIFT code from the table above.
4. Enter the amount, check the numbers on **Review**, then **Pay** from an account in your own name.

All the screens, with Wise's own labels: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## Sending to Tunisia from France, Germany, Italy, Canada, the UK and Switzerland

You pay in the currency of wherever you live: from France in EUR (SEPA); from Germany in EUR (SEPA; SOFORT isn't supported); from Italy in EUR (SEPA); from Canada in CAD (Interac e-Transfer and others); from the UK in GBP (bank transfer, usually seconds); from Switzerland in CHF (from a Swiss bank; instant transfers arrive in 15-30 minutes).
Wise's Tunisia page shows TND from EUR and CHF; from another currency, the app shows whether TND is offered, otherwise pick USD or EUR.
Limits and timings for each way to pay are in [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## How long does a transfer to Tunisia take?

For a transfer paid in CHF on Friday 23 October 2026, the estimate on Wise's Tunisia page was "by 4 November".
Wise's general figure: up to 2 working days for the conversion, then usually 1-6 working days on Swift. Your own expected arrival date appears in the app before you pay.

## Fees for sending to Tunisia

For **USD to Tunisia**, Wise's article on sending USD outside the US lists **13.47 USD** (checked 23 October 2026).
You see the fee, the rate and what arrives before confirming. Because the money goes over Swift, intermediary banks may take extra fees. Price breakdown: [Wise fees](https://exchangesteps.com/wise-fees).

## If you live in Tunisia

Signing up is possible, but you can't hold money in Wise or pay in TND, and there's no Wise card in Tunisia. From Tunisia, Wise is mostly useful for **receiving** money from family abroad into a bank account. See [Wise in the Arab world](https://exchangesteps.com/wise-supported-countries).

## FAQ

**Can I send Tunisian dinars with Wise?**
Yes. Wise's Tunisia page offers TND to a bank account, delivered over Swift. You can also send USD or EUR.

**Can I open a Wise account in Tunisia?**
Yes, you can sign up, but the account can't hold money or pay in TND, and the card isn't available there.

**How much does it cost to send USD to Tunisia?**
Wise's USD Swift article lists 13.47 USD for Tunisia (checked 23 October 2026). For other currencies, the calculator shows the full price before you pay.

**What's the SWIFT code of BIAT?**
Its main code in Wise's Swift directory is **BIATTNTTXXX**. A branch may use a different code, so compare it with your family's bank documents.

**How long does Wise take to Tunisia?**
According to Wise, 1-6 working days on Swift in most cases, plus the time your money needs to reach Wise. The estimate on Wise's Tunisia page on 23 October 2026 was "by 4 November", for a transfer paid in CHF that day.

## Get started

**[Open your Wise account →]**

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*Last updated: 23 October 2026 · All facts from the official Wise pages listed above.*