URL: https://exchangesteps.com/wise-send-money-to-qatar
Updated: 2026-10-23
Sources: https://wise.com/gb/send-money/send-money-to-qatar , https://wise.com/gb/iban/qatar , https://wise.com/gb/swift-codes/countries/qatar , https://wise.com/gb/swift-codes/countries/qatar/QATAR%20NATIONAL%20BANK , https://wise.com/gb/swift-codes/countries/qatar/QATAR%20ISLAMIC%20BANK , https://wise.com/gb/swift-codes/countries/qatar/THE%20COMMERCIAL%20BANK%20%28P.S.Q.C.%29 , https://wise.com/gb/swift-codes/countries/qatar/DOHA%20BANK , https://wise.com/gb/swift-codes/countries/qatar/DUKHAN%20BANK%20%28FORMERLY%20BARWA%20BANK%29 , https://wise.com/help/articles/5Fwvk7KFzbTBohJiUu0Ryd/sending-with-swift , https://wise.com/help/articles/2974947/what-countries-and-regions-can-i-send-usd-to-via-swift , https://wise.com/help/articles/2978075/which-countriesregions-can-i-send-eur-to-via-swift , https://wise.com/help/articles/2946451/how-much-does-it-cost-to-send-usd-to-countries-outside-the-us , https://wise.com/help/articles/2968916/sending-eur-to-countries-outside-of-europe , https://wise.com/help/articles/2977959/how-do-i-send-money-with-wise , https://wise.com/help/articles/2522717/fees-for-sending-money , https://wise.com/help/articles/2amMyWoOyhgTL0CkDcY2m4/what-are-dynamic-charges , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2932148/guide-to-gbp-transfers , https://wise.com/help/articles/2932150/guide-to-usd-transfers , https://wise.com/help/articles/2932153/guide-to-cad-transfers , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2932338/guide-to-chf-transfers , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2571907/what-currencies-can-i-send-to-and-from , https://wise.com/help/articles/2v3OMcg97Z7gObSifJbjsu/understanding-wises-position-on-cryptocurrency

# How to Send Money to Qatar with Wise

> **Quick answer**
> - Wise sends **Qatari riyals (QAR) to a bank account in Qatar**. It's a **Swift** transfer, so you use Wise's Swift recipient form.
> - You'll need your family's **29-character IBAN** (it begins with QA), their bank's **SWIFT/BIC code** and their **address**.
> - Swift payouts **usually take 1-6 working days**, according to Wise.
> - Bank accounts only: **no cash pickup and no wallets**.
> - **Living in Qatar yourself?** You can't pay in QAR; the residents' section below explains.
>
> **[Open your Wise account →]**

## What your family receives in Qatar

**Qatari riyals (QAR)**, paid into their bank account in Qatar over Swift. If the account is held in USD or EUR, you can send that currency instead.
For QAR, Wise publishes neither a per-transfer limit nor the fees the receiving bank may charge.

Mobile wallets and cash pickup aren't offered here.

## What you need from your family

Their **29-character IBAN**, their bank's **SWIFT/BIC code**, and their **name, city, address and post code** exactly as the bank has them. The full Swift form, field by field: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

### How many characters is an IBAN in Qatar?

29 characters in total. Wise's Qatar IBAN page splits it like this:

- **QA**: the country code
- **2 check digits**
- **4 letters**: the bank code (in Wise's example, DOHB)
- **21 characters**: the account number, which can contain letters

Their banking app or a bank statement shows it; the branch has it as well.

### SWIFT codes of the main banks in Qatar

| Bank | SWIFT / BIC (main code) |
|---|---|
| Qatar National Bank (QNB) | QNBAQAQAXXX |
| Qatar Islamic Bank (QIB) | QISBQAQAXXX |
| Commercial Bank of Qatar | CBQAQAQAXXX |
| Doha Bank | DOHBQAQAXXX |
| Dukhan Bank | BRWAQAQAXXX |

Each is the bank's main code (ending in XXX) from Wise's Swift directory, checked on 23 October 2026. Branch codes exist too, so your family should confirm the right one with their bank.

## Step by step: send money to Qatar with Wise

1. Open and verify your Wise account: [create a Wise account](https://exchangesteps.com/how-to-create-wise-account), [Wise verification](https://exchangesteps.com/wise-identity-verification).
2. Tap **[Send]**, choose **[+ Add]** to add a new recipient, and enter **QAR** under "Select their currency".
3. Select **[Bank details]**; in the Swift form, enter the 29-character IBAN and the SWIFT code from the table above.
4. Enter the amount, check the numbers on **Review**, then **Pay** from an account in your own name.

Screen by screen, with the exact button names: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## Sending to Qatar from the UK, the US, Canada, Europe and Switzerland

Payment is in the currency of your country of residence: from the UK in GBP (bank transfer, usually seconds); from the US in USD (ACH, wire or card); from Canada in CAD (Interac e-Transfer and others); from the euro area in EUR (SEPA); from Switzerland in CHF (from a Swiss bank; instant transfers arrive in 15-30 minutes).
Wise's Qatar page shows QAR from EUR and CHF; from another currency, the app shows whether QAR is offered, otherwise pick USD or EUR.
Limits and timings for each way to pay are in [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## How long does a transfer to Qatar take?

For a transfer paid in CHF on Friday 23 October 2026, the estimate on Wise's Qatar page was "by Wednesday, 28 October".
Allow up to 2 working days for the conversion and, according to Wise, usually 1-6 working days for the Swift payout. The app gives the expected arrival for your transfer before you pay.

## Fees for sending to Qatar

Wise shows the fee, the rate and what your family receives before you confirm; on the Swift route intermediary banks may take extra fees. How the price is built: [Wise fees](https://exchangesteps.com/wise-fees).

## If you live in Qatar

Residents of Qatar can open a personal account and keep money in it, but **paying in QAR isn't possible** and there's no Wise card in Qatar. If you pay in USD with a card from Qatar, Wise counts it as an international card, which is more expensive. Sending money to Egypt? See [send money to Egypt with Wise](https://exchangesteps.com/wise-send-money-to-egypt) and [Wise in the Arab world](https://exchangesteps.com/wise-supported-countries).

## FAQ

**Can I send Qatari riyals with Wise?**
Yes. Wise's Qatar page offers QAR to a bank account, delivered over Swift. You can also send USD or EUR.

**How many characters is a Qatari IBAN?**
29: QA, 2 check digits, a 4-letter bank code and 21 characters for the account, which can include letters.

**What's the SWIFT code of Qatar National Bank (QNB)?**
**QNBAQAQAXXX** is the main code in Wise's Swift directory. Some branches have their own codes, so check what's on your family's bank papers.

**Can I send money from Qatar to Egypt with Wise?**
Not in QAR, because Wise doesn't take QAR as a payment currency. People outside the US can pay in USD by card or Swift, but a card from Qatar paying in USD counts as an international card and costs more. Look at the full price in the calculator before you go ahead.

**How long does Wise take to Qatar?**
According to Wise, 1-6 working days on Swift in most cases, plus the time your money needs to reach Wise. The estimate on Wise's Qatar page on 23 October 2026 was "by Wednesday, 28 October", for a transfer paid in CHF that day.

## Get started

**[Open your Wise account →]**

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*Last updated: 23 October 2026 · All facts from the official Wise pages listed above.*
