URL: https://exchangesteps.com/wise-send-money-to-kuwait Updated: 2026-10-23 Sources: https://wise.com/gb/send-money/send-money-to-kuwait , https://wise.com/gb/iban/kuwait , https://wise.com/gb/swift-codes/countries/kuwait , https://wise.com/gb/swift-codes/countries/kuwait/NATIONAL%20BANK%20OF%20KUWAIT%20S.A.K.P. , https://wise.com/gb/swift-codes/countries/kuwait/KUWAIT%20FINANCE%20HOUSE%20K.S.C.P. , https://wise.com/gb/swift-codes/countries/kuwait/GULF%20BANK%2C%20K.S.C.P. , https://wise.com/gb/swift-codes/countries/kuwait/BOUBYAN%20BANK%20%28K.S.C%29 , https://wise.com/gb/swift-codes/countries/kuwait/BURGAN%20BANK%20K.P.S.C , https://wise.com/help/articles/5Fwvk7KFzbTBohJiUu0Ryd/sending-with-swift , https://wise.com/help/articles/2974947/what-countries-and-regions-can-i-send-usd-to-via-swift , https://wise.com/help/articles/2978075/which-countriesregions-can-i-send-eur-to-via-swift , https://wise.com/help/articles/2946451/how-much-does-it-cost-to-send-usd-to-countries-outside-the-us , https://wise.com/help/articles/2968916/sending-eur-to-countries-outside-of-europe , https://wise.com/help/articles/2977959/how-do-i-send-money-with-wise , https://wise.com/help/articles/2522717/fees-for-sending-money , https://wise.com/help/articles/2amMyWoOyhgTL0CkDcY2m4/what-are-dynamic-charges , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2932148/guide-to-gbp-transfers , https://wise.com/help/articles/2932150/guide-to-usd-transfers , https://wise.com/help/articles/2932153/guide-to-cad-transfers , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2932338/guide-to-chf-transfers , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2571907/what-currencies-can-i-send-to-and-from , https://wise.com/help/articles/2v3OMcg97Z7gObSifJbjsu/understanding-wises-position-on-cryptocurrency # How to Send Money to Kuwait with Wise > **Quick answer** > - Wise sends **Kuwaiti dinars (KWD) to a bank account in Kuwait**. It goes over the **Swift** network, which means filling in Wise's Swift form. > - From your family you need three things: a **30-character IBAN** beginning with KW, their bank's **SWIFT/BIC code** and their **address**. > - Wise says Swift payouts **usually take 1-6 working days**. > - **No cash pickup and no wallets**: it has to be a bank account. > - **If you live in Kuwait**, you can't pay in KWD. See the section for residents below. > > **[Open your Wise account →]** ## What your family receives in Kuwait **Kuwaiti dinars (KWD)** in their bank account in Kuwait, sent over Swift. USD or EUR also work if their account is in one of those. Wise doesn't publish a per-transfer limit or the receiving-bank fees for KWD. There's no cash pickup and no mobile wallet option. ## What you need from your family You need their **30-character IBAN**, the **SWIFT/BIC code** of their bank and their **name, city, address and post code**, matching the bank's records. We go through the Swift form field by field in [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise). ### How many characters is an IBAN in Kuwait? 30 characters, broken down like this on Wise's Kuwait IBAN page: - **KW**: the country code - **2 check digits** - **4 letters**: the bank code (in Wise's example, CBKU) - **22 characters**: the account number Your family can copy it from their banking app or a statement, or ask at the branch. ### SWIFT codes of the main banks in Kuwait | Bank | SWIFT / BIC (main code) | |---|---| | National Bank of Kuwait (NBK) | NBOKKWKWXXX | | Kuwait Finance House (KFH) | KFHOKWKWXXX | | Gulf Bank | GULBKWKWXXX | | Boubyan Bank | BBYNKWKWXXX | | Burgan Bank | BRGNKWKWXXX | These are the main codes (ending in XXX) that Wise's Swift directory lists for each bank, checked on 23 October 2026. Some banks also have branch codes, so ask your family to confirm the code their bank gives them. ## Step by step: send money to Kuwait with Wise 1. No verified account yet? Start with [create a Wise account](https://exchangesteps.com/how-to-create-wise-account), then [Wise verification](https://exchangesteps.com/wise-identity-verification). 2. Tap **[Send]**, then **[+ Add]** for a new recipient, and type **KWD** under "Select their currency". 3. Pick **[Bank details]** and enter your family's 30-character IBAN and their bank's SWIFT code (see the table) in the Swift form. 4. Enter the amount, go over the figures on **Review**, then **Pay**, always from an account in your name. All the screens, with Wise's own labels: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise). ## Sending to Kuwait from the UK, the US, Canada, Europe and Switzerland You pay in the currency of wherever you live: from the UK in GBP (bank transfer, usually seconds); from the US in USD (ACH, wire or card); from Canada in CAD (Interac e-Transfer and others); from the euro area in EUR (SEPA); from Switzerland in CHF (from a Swiss bank; instant transfers arrive in 15-30 minutes). KWD appears on Wise's Kuwait page when you pay from EUR and CHF. From any other currency, check the app: if KWD isn't offered, send USD or EUR. Limits and timings for every paying method: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise). ## How long does a transfer to Kuwait take? On Friday 23 October 2026, Wise's Kuwait page gave "by 2 November" for a transfer paid in CHF. Wise's general figure: up to 2 working days for the conversion, then usually 1-6 working days on Swift. Your own expected arrival date appears in the app before you pay. ## Fees for sending to Kuwait You see the fee, the rate and what arrives before confirming. Because the money goes over Swift, intermediary banks may take extra fees. Price breakdown: [Wise fees](https://exchangesteps.com/wise-fees). ## If you live in Kuwait A personal account is possible and can hold a balance. What you **can't do is pay in KWD**, and the Wise card isn't offered in Kuwait. A card issued in Kuwait paying in USD is treated as an international card, so it costs more. Sending home to Egypt? See [send money to Egypt with Wise](https://exchangesteps.com/wise-send-money-to-egypt) and [Wise in the Arab world](https://exchangesteps.com/wise-supported-countries). ## FAQ **Does Wise work in Kuwait?** To send money there, yes: KWD (or USD and EUR) reaches a Kuwaiti bank account over Swift. If you live in Kuwait, you can sign up and hold money, just not pay in KWD. **How many characters is a Kuwaiti IBAN?** 30: KW, 2 check digits, a 4-letter bank code and 22 characters for the account. **What's the SWIFT code of National Bank of Kuwait (NBK)?** Its main code in Wise's Swift directory is **NBOKKWKWXXX**. A branch may use a different code, so compare it with your family's bank documents. **Can I send money from Kuwait to Egypt with Wise?** Not in KWD: Wise doesn't accept KWD as a payment currency. Wise allows USD by card or Swift for people outside the US, but a card from Kuwait paying in USD counts as an international card and costs more. Check the full price in the calculator first. **How long does Wise take to Kuwait?** Usually 1-6 working days for the Swift payout, Wise says, on top of the time your payment takes to reach Wise. On 23 October 2026, a transfer paid in CHF that day showed "by 2 November" on Wise's Kuwait page. ## Get started **[Open your Wise account →]** --- *Last updated: 23 October 2026 · All facts from the official Wise pages listed above.*