URL: https://exchangesteps.com/wise-send-money-to-algeria
Updated: 2026-10-23
Sources: https://wise.com/gb/send-money/send-money-to-algeria , https://wise.com/gb/swift-codes/countries/algeria , https://wise.com/gb/swift-codes/countries/algeria/BANQUE%20EXTERIEURE%20D%27ALGERIE , https://wise.com/gb/swift-codes/countries/algeria/BANQUE%20NATIONALE%20D%27ALGERIE , https://wise.com/gb/swift-codes/countries/algeria/CREDIT%20POPULAIRE%20D%27ALGERIE , https://wise.com/gb/swift-codes/countries/algeria/CAISSE%20NATIONALE%20D%27EPARGNE%20ET%20DE%20PREVOYANCE-BANQUE , https://wise.com/gb/swift-codes/countries/algeria/BANQUE%20DE%20L%27AGRICULTURE%20ET%20DE%20DEVELOPPEMENT%20RURAL , https://wise.com/help/articles/5Fwvk7KFzbTBohJiUu0Ryd/sending-with-swift , https://wise.com/help/articles/2974947/what-countries-and-regions-can-i-send-usd-to-via-swift , https://wise.com/help/articles/2978075/which-countriesregions-can-i-send-eur-to-via-swift , https://wise.com/help/articles/2946451/how-much-does-it-cost-to-send-usd-to-countries-outside-the-us , https://wise.com/help/articles/2968916/sending-eur-to-countries-outside-of-europe , https://wise.com/help/articles/2977959/how-do-i-send-money-with-wise , https://wise.com/help/articles/2522717/fees-for-sending-money , https://wise.com/help/articles/2amMyWoOyhgTL0CkDcY2m4/what-are-dynamic-charges , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2932153/guide-to-cad-transfers , https://wise.com/help/articles/2932148/guide-to-gbp-transfers , https://wise.com/help/articles/2932338/guide-to-chf-transfers , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2571907/what-currencies-can-i-send-to-and-from , https://wise.com/help/articles/2v3OMcg97Z7gObSifJbjsu/understanding-wises-position-on-cryptocurrency

# How to Send Money to Algeria with Wise

> **Quick answer**
> - Wise sends **Algerian dinars (DZD) to a bank account in Algeria**. It's a **Swift** transfer, so you use Wise's Swift recipient form.
> - You'll need their **IBAN or account number**, the **SWIFT/BIC code** of their bank and their **address**.
> - Swift payouts **usually take 1-6 working days**, according to Wise.
> - Payout to bank accounts only: **no cash pickup, no wallets**.
> - **If you live in Algeria**, you can sign up, but you can't hold money or pay in DZD.
>
> **[Open your Wise account →]**

## What your family receives in Algeria

**Algerian dinars (DZD)**, paid into their bank account in Algeria over Swift. If the account is held in USD or EUR, you can send that currency instead.
There's no published per-transfer limit for DZD, and Wise doesn't list what the receiving bank charges.

Mobile wallets and cash pickup aren't offered here.

## What you need from your family

Ask for the **IBAN** (or the account number if their bank has no IBAN) and the bank's **SWIFT/BIC code**. You also need their **name, city, address and post code**, spelled the way the bank has them. The Swift form, field by field: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

### IBAN or account number in Algeria?

Wise's IBAN guide doesn't cover Algeria, so no format is listed here. Your family should ask the bank for an IBAN, and give you the ordinary account number only if there isn't one. Wise prefers the IBAN whenever one exists.

### SWIFT codes of the main banks in Algeria

| Bank | SWIFT / BIC (main code) |
|---|---|
| Banque Extérieure d'Algérie (BEA) | BEXADZALXXX |
| Banque Nationale d'Algérie (BNA) | BNALDZALXXX |
| Crédit Populaire d'Algérie (CPA) | CPALDZALXXX |
| CNEP-Banque | EPPRDZALXXX |
| BADR | BADRDZALXXX |

Each is the bank's main code (ending in XXX) from Wise's Swift directory, checked on 23 October 2026. Branch codes exist too, so your family should confirm the right one with their bank.

## Step by step: send money to Algeria with Wise

1. Open a Wise account and get verified ([create a Wise account](https://exchangesteps.com/how-to-create-wise-account), [Wise verification](https://exchangesteps.com/wise-identity-verification)).
2. Go to **[Send]**, then **[+ Add]** (new recipient), and type **DZD** under "Select their currency".
3. Choose **[Bank details]** and fill in the Swift form with your family's IBAN or account number and their bank's SWIFT code (table above).
4. Type the amount, check everything on **Review**, and **Pay** from a bank account in your own name.

Screen by screen, with the exact button names: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## Sending to Algeria from France, Spain, Canada, the UK, Germany and Switzerland

Payment is in the currency of your country of residence: from France in EUR (SEPA); from Spain in EUR (SEPA); from Canada in CAD (Interac e-Transfer and others); from the UK in GBP (bank transfer, usually seconds); from Germany in EUR (SEPA; SOFORT isn't supported); from Switzerland in CHF (from a Swiss bank; instant transfers arrive in 15-30 minutes).
On Wise's Algeria page, DZD is offered from EUR and CHF. Paying in another currency? The app tells you whether DZD is available; if not, choose USD or EUR.
Each payment method's limits and timing: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise).

## How long does a transfer to Algeria take?

Wise's Algeria page estimated "by 2 November" for a transfer paid in CHF on Friday 23 October 2026.
Allow up to 2 working days for the conversion and, according to Wise, usually 1-6 working days for the Swift payout. The app gives the expected arrival for your transfer before you pay.

## Fees for sending to Algeria

Wise shows the fee, the rate and what your family receives before you confirm; on the Swift route intermediary banks may take extra fees. How the price is built: [Wise fees](https://exchangesteps.com/wise-fees).

## If you live in Algeria

You can register, but the account can't hold money or pay in DZD, and the Wise card isn't offered in Algeria. So for people in Algeria, Wise mostly means **receiving** money from relatives abroad into a bank account. See [Wise in the Arab world](https://exchangesteps.com/wise-supported-countries).

## FAQ

**Does Wise work in Algeria?**
For transfers into Algeria, yes: DZD, USD or EUR to an Algerian bank account over Swift. Residents can sign up, but can't hold money, pay in DZD or get the card.

**Can I send euros from France to Algeria with Wise?**
Yes. Pay in EUR from your French bank and choose EUR as the currency your family receives, if their account is in euros. Or choose DZD and Wise converts the money.

**What's the SWIFT code of Crédit Populaire d'Algérie (CPA)?**
**CPALDZALXXX** is the main code in Wise's Swift directory. Some branches have their own codes, so check what's on your family's bank papers.

**Is the Wise card available in Algeria?**
No. The Wise card isn't available to residents of Algeria or any other Arab country.

**How long does Wise take to Algeria?**
Wise says Swift payouts usually take 1-6 working days, plus the time your payment needs to reach Wise. On 23 October 2026, Wise's Algeria page estimated "by 2 November" for a transfer paid in CHF that day.

## Get started

**[Open your Wise account →]**

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*Last updated: 23 October 2026 · All facts from the official Wise pages listed above.*