URL: https://exchangesteps.com/wise-card
Updated: 2026-10-23
Sources: https://wise.com/help/articles/2968915/can-i-get-the-wise-card-in-my-country , https://wise.com/help/articles/2934551/what-are-the-wise-card-fees , https://wise.com/help/articles/2935762/how-do-i-order-a-wise-card , https://wise.com/gb/pricing/card-fees , https://wise.com/de/pricing/card-fees , https://wise.com/ch/pricing/card-fees , https://wise.com/us/pricing/card-fees , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence

# The Wise Card: Who Can Order It and What It Costs

> **Quick answer**
> The Wise card is only available to **residents** of certain countries, including the **EEA and Switzerland, the UK, the US** (except Nevada), **Canada and Australia** and others. **No Arab country is on the list**, so you can't order the card if you live in Saudi Arabia, Egypt, Algeria or any other Arab country.
> If you live in an eligible country, you order it from the **Cards** tab in your account. Ordering costs, for example, **7 EUR in Germany** and **8 CHF in Switzerland**, the digital card is **free**, and there's no monthly fee.
>
> **[Open your Wise account →]**

## Who can order the Wise card?

Wise says the card is available for personal accounts of people living in:

- **Australia**
- **Brazil**
- **Canada**
- **EEA + Switzerland** + French overseas departments and regions
- **Israel**
- **Japan**
- **Malaysia**
- **New Zealand**
- **Philippines**
- **Singapore**
- **Thailand** (accounts registered on or after 21 January 2026)
- **UK** + European microstates and overseas territories
- **USA**, except residents of Nevada

**Arab countries:** none is on the list. If you live in a country that isn't eligible, you can only **join the waitlist**.

**What counts is where you live, not your nationality.** An Egyptian, Moroccan or Algerian living in France, Germany or the UK can order the card like any other resident there, once verified. If Wise asks for a **right-to-reside document** (because your passport is from another country), it may block **ordering a card** until that check is done. [Verification guide](https://exchangesteps.com/wise-identity-verification)

**If you move to a country that isn't eligible:** you can use your activated card until it expires, but **you can't order a replacement**.

## Is the Wise card available in Saudi Arabia, Algeria or Egypt?

**No.** Residents of Saudi Arabia, Algeria, Egypt or any other Arab country can't order the card, according to Wise's current page. We don't recommend any way around this, such as using an address in a country you don't live in: Wise asks for proof of your right to live at your address, and says it may limit features or close the account if you can't provide it.

## What the Wise card costs

| Item | UK | Germany | Switzerland | US |
|---|---|---|---|---|
| Order the card | 7 GBP | 7 EUR | 8 CHF | 9 USD |
| Express delivery | from 10.85 GBP | from 10.40 EUR | from 11.76 CHF | from 11.58 USD |
| Digital card | free | free | free | free |
| Replacement (any time) | 2.50 GBP | 4 EUR | 4 CHF | 5 USD |
| Replacing an expired card | free | free | free | free |
| Free ATM withdrawals per month | 250 GBP, then 2.69% | 250 EUR, then 2.69% | 230 CHF, then 2.69% | 250 USD, then 1.95 USD + 1.95% |
| E-wallet top-ups | 2% | 2% | 2% | 2% |

From Wise's official card pricing page for each country, checked 23 October 2026.

**There's no subscription fee.** Spending a currency you hold is **free**; if you don't hold it, there's a **conversion fee**.

## Wise card features

- Wise says you can spend with the card in **150+ countries**.
- Spend **in the currencies you hold** with no fee.
- Free **digital cards**: up to **3 digital cards** alongside your physical card.
- **Free ATM withdrawals** up to a monthly allowance (see the table).

## How to order a Wise card

1. **Open a Wise account** and get verified. [How to open an account](https://exchangesteps.com/how-to-create-wise-account)
2. **Open a currency** in your account (add a balance in a currency such as EUR).
3. Go to the **[Cards]** tab and order the card.
4. Wise may ask you to **pay a small fee for the card** or **add money to your account**.
5. Wait for delivery.
6. **Activate the card** with a Chip and PIN payment, or with an activation code in some regions.

**Standard delivery, according to Wise:**
- Germany, Spain, France, Italy, Belgium, the Netherlands, Switzerland, Ireland, the US: **4 to 7 working days**.
- UK: **up to 3 working days**.

Each user can have **one physical card**.

## FAQ

**Can I get a Wise card in Saudi Arabia?**
No. Saudi Arabia isn't one of the countries where the card is available, and no Arab country is on the list right now.

**Is the Wise card available in Egypt?**
Not for residents of Egypt: Egypt isn't on the eligible list. You can only join the waitlist.

**I'm Egyptian and live in Germany. Can I order the card?**
Yes. What counts is where you live. Once verified (you may need your German residence permit), order it from the **[Cards]** tab. It costs 7 EUR.

**Does the Wise card have a monthly fee?**
No. You pay the order fee once, a conversion fee when you spend a currency you don't hold, and ATM fees above the free allowance.

**Can I get just a virtual Wise card?**
Yes, digital cards are free and you can have up to 3, but they're also only available to residents of eligible countries.

**Can I use the Wise card to buy crypto?**
Wise allows the card at crypto platforms, with a possible 2% fee on topping up external accounts. Details in [Wise and Binance](https://exchangesteps.com/wise-to-binance).

## Get started

**[Open your Wise account →]**

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*Last updated: 23 October 2026 · All facts from Wise's official help and pricing pages listed above.*