URL: https://exchangesteps.com/transfer-binance-to-okx
Updated: 2026-11-11
Sources: https://www.binance.com/en/support/faq/how-to-withdraw-crypto-from-binance-115003670492 , https://www.okx.com/en-us/help/how-do-i-make-a-deposit-app , https://www.binance.com/en/fee/cryptoFee

# Transfer USDT from Binance to OKX Step by Step

> **Quick answer**
> Open OKX and copy your **USDT deposit address** after picking a network (**TRC20** is the common choice), then go back to Binance and withdraw USDT to that address on **exactly the same network**, confirming with two-factor authentication. The money usually arrives **within minutes**. The golden rule: only pick a network in Binance that **actually appears in OKX's deposit list**. BEP20 is Binance's cheapest network for USDT, but OKX does not support it.
>
> **[Open an OKX account →]**
>
> **Right after you sign up:** verify your account and have your ID card or passport ready. The steps are here: [OKX identity verification](https://exchangesteps.com/okx-identity-verification).

## Before you start

- **A Binance account holding USDT.** If you just bought that balance on P2P, read up on [P2P scams](https://exchangesteps.com/p2p-scams) before any new trade with an unknown seller.
- **A verified OKX account.** Per OKX's official help page, deposits only work once identity verification is complete. Verification and deposits are covered in the [OKX deposit guide](https://exchangesteps.com/how-to-deposit-on-okx).
- No Binance account yet at all? **[Open a Binance account →]**
- **Right after you sign up:** verify your account and have your ID card or passport ready. The steps are here: [Binance identity verification](https://exchangesteps.com/binance-identity-verification).

## Picking the network: the one decision that matters

USDT is the same coin everywhere, but it travels over different networks, and each network has its own withdrawal fee and minimum on Binance. Here is what withdrawing USDT cost per network on the official fee schedule on **20 October 2026** (figures change with network congestion):

| Network | Binance withdrawal fee | Minimum withdrawal |
|---|---|---|
| BNB Smart Chain (BEP20) | 0.01 USDT | 5 USDT |
| Polygon | 0.03 USDT | 5 USDT |
| Solana | 0.3 USDT | 5 USDT |
| TON | 0.3 USDT | 3 USDT |
| Ethereum (ERC20) | 0.6 USDT | 3 USDT |
| Tron (TRC20) | 1.5 USDT | 5 USDT |

> ⚠️ **Binance's cheapest network is not always available on OKX.** OKX's official help article names **USDT on BNB Smart Chain (BEP20)** as its example of an **unsupported network** where deposited assets may be lost. So the list that rules your choice is **the network list on OKX's deposit screen**, not Binance's.

In practice: **TRC20** is the common, reliable pick between these two exchanges, **ERC20** works but buys you nothing here, and a cheaper network like **Polygon** or **Solana** saves you money on one condition: you see it with your own eyes in OKX's USDT deposit list before you withdraw. The differences between all the networks are explained in the [USDT networks guide](https://exchangesteps.com/usdt-networks).

## Step 1: copy your USDT deposit address from OKX

Per OKX's official help page (updated 6 October 2026):

1. In the OKX app, tap **Deposit crypto** on the home page, or go to **Assets** → **Deposit** → **Deposit crypto**.
2. Select **USDT**, then select the **network** (TRC20, for example).
3. The deposit details are generated automatically. Under **Deposit account**, choose where the money lands: **Funding** or **Trading** (if you plan to trade, pick Trading and skip an internal move later).
4. Copy the **deposit address** with the copy button, or use the QR code if you are transferring from another device.
5. Note the **minimum deposit** and the **required confirmations** shown on the same page: anything below the minimum will not be credited.

## Step 2: withdraw from Binance to that address

Per Binance's official withdrawal page (updated 18 September 2026):

1. In the Binance app: **[Assets]** → **[Overview]** → **[Send]** → **[Withdraw Asset]**.
2. Select **USDT**.
3. **Paste the OKX address** you copied and select **the same network** you chose on the OKX deposit screen. On the website, the network is usually picked automatically from the address format, so double-check it is the one you want before moving on.
4. Enter the amount. You have two modes: **Receive amount** (OKX gets exactly what you typed and the fee is added on top) or **Withdrawal amount** (the fee comes out of what you typed). The fee and final amount are shown before you confirm.
5. For a new address, a safety pop-up appears, and Binance itself suggests **sending a small test amount first**. With larger sums, that habit is worth the extra fee.
6. Review the address and network one last time, slide to confirm, then verify with **two-factor authentication**.

Every option on the withdrawal screen is covered in [how to withdraw from Binance](https://exchangesteps.com/how-to-withdraw-from-binance).

## Memo and tag: when do you need one?

Sending USDT on TRC20 or ERC20 **needs no memo or tag**: the address alone is enough. But other coins and networks (XRP, or any deposit over the TON network) use a **mandatory tag/memo** next to the address, and OKX officially warns that leaving it out can lose the funds.

> 💡 **The rule:** if OKX's deposit screen shows a tag or memo field, it is mandatory and gets copied along with the address. If it does not show one, do not invent one. Never guess with a coin you do not know.

## Sent on the wrong network? The honest reality

If you withdrew on a network OKX does not support for USDT (like BEP20), the money **will not appear in your account**, and OKX states plainly that assets sent over an unsupported network **may be lost for good**. Sometimes the receiving exchange can recover funds manually, for a fee and after a long wait; sometimes it cannot at all. Contact OKX support with the transaction ID (TxID) from your Binance withdrawal history, and never deal with any "recovery agent" who messages you: those are scammers. Prevention is far cheaper: same network on both ends plus a small test amount. See the [USDT networks guide](https://exchangesteps.com/usdt-networks).

## How long does it take?

On TRC20 the money usually lands **within minutes**. Binance processes the withdrawal first, then OKX waits for the **number of confirmations** listed on its deposit page before crediting your balance. If it is taking long: check the withdrawal status in your Binance history, take the TxID and look it up in the network's explorer; if the transaction is confirmed on-chain but nothing shows up, check whether you picked the Funding or Trading account, then ask OKX support.

## Minimums

- **On the Binance side:** the minimum withdrawal depends on the network (see the table above: 5 USDT on TRC20, BEP20, Polygon and Solana, 3 USDT on ERC20 and TON as of 20 October 2026).
- **On the OKX side:** each network has a minimum deposit shown right on the deposit screen, and anything below it is **not credited**.

## FAQ

**What does it cost to transfer USDT from Binance to OKX?**
Only the Binance network withdrawal fee; OKX charges nothing on deposits. On 20 October 2026: 1.5 USDT on TRC20 and 0.6 USDT on ERC20. The number that counts is the one on the withdrawal screen at the moment you send.

**How long does a Binance to OKX transfer take?**
Usually minutes on TRC20: Binance processes the withdrawal, then OKX waits for its required network confirmations. Heavy congestion can stretch that.

**What is the minimum transfer?**
On Binance, 5 USDT on TRC20 (3 USDT on ERC20, as of 20 October 2026), and OKX shows its own minimum deposit on the deposit screen. Stay above both with a little margin over the fee.

**I sent USDT on the wrong network. Can I get it back?**
Not guaranteed. If the network is unsupported on OKX, the funds may be lost for good per OKX's official warning. Contact OKX support with the TxID, and never pay anyone who promises recovery outside the platform.

## Next step

Balance arrived on OKX? See the [other ways to deposit on OKX](https://exchangesteps.com/how-to-deposit-on-okx), or start right away:

**[Open an OKX account →]**

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*Last updated: 20 October 2026. Steps from the official Binance and OKX help pages; fee figures from Binance's official fee schedule on 20 October 2026. Fees and minimums change, so always rely on what the screen shows at the moment of transfer.*