URL: https://exchangesteps.com/send-money-from-italy-to-egypt
Updated: 2026-10-25
Sources: https://wise.com/it/send-money/send-money-to-egypt , https://wise.com/help/articles/2932365/guide-to-egp-transfers , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2949782/guide-to-getting-verified , https://api.wise.com/v1/account-requirements?source=EUR&target=EGP&sourceAmount=1000

# How to Send Money from Italy to Egypt with Wise

> **Quick answer**
> - From Italy you pay **in euros**, and Wise pays **Egyptian pounds** into a bank account in Egypt. Your family gives you their full name and their 29-character IBAN.
> - In Wise's Italian price table, **PISP** and **Bonifico bancario** (bank transfer) were cheaper than cards, Apple Pay and Google Pay, and **Carta di credito** was the most expensive.
> - **No Vodafone Cash and no cash pickup.** A bank account in Egypt only.
> - With an Egyptian passport, Wise may ask for a valid **Italian residence card** (permesso di soggiorno).
>
> **[Open your Wise account →]**

If you're in Italy, Wise's site and app may show up in Italian. So this page gives the Italian labels as they appear, plus what applies to people living in Italy. The transfer screens are in [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise), and the Egyptian IBAN and limit in [send money to Egypt with Wise](https://exchangesteps.com/wise-send-money-to-egypt).

## The payment methods, with their Italian names

These are the ways to pay that Wise's Italian Egypt page showed on 25 October 2026, cheapest first as its own table listed them:

| Label in Wise | What it is | What Wise says |
|---|---|---|
| **Conto Wise** | Your Wise balance | If you already hold euros in Wise |
| **PISP** | Pay through your bank (open banking) | Available to residents of Italy; the limit depends on your bank |
| **Bonifico bancario** | SEPA bank transfer | From an account in your name. Minutes if your bank supports instant SEPA, otherwise up to 1 working day |
| **Carta di debito** | Debit card | Up to 10,000 EUR per transfer |
| **Google Pay / Apple Pay** | Phone wallets | Italy is on both lists. Apple Pay up to 10,000 EUR, Google Pay up to 2,000 EUR per payment |
| **Carta di credito** | Credit card | The most expensive in that table |

We don't print the amounts because they change daily. Wise shows the cost and the EGP amount **before you confirm**, and its Italian page says the fee drops above 22,000 EUR or the equivalent. More in [Wise fees explained](https://exchangesteps.com/wise-fees).

**About Italian cards:** a card issued in Italy paying in EUR has no international card fee. Wise takes Visa, Mastercard and some Maestro cards, not American Express, and the card must be in your name. Some banks treat a card payment to Wise as a cash advance; that charge is your bank's, not Wise's.

## How long it takes from Italy to Egypt

On 25 October 2026, Wise's Italian page showed "Oggi - in 4 ore" (today, within 4 hours) for every payment method in its 1,000 EUR example. That's a live estimate.

What Wise's EGP guide says: once Wise has your money, the pounds usually arrive **the same working day**, and the conversion can take up to 2 working days. On your first transfer, verification can add a day or two.

## Vodafone Cash from Italy?

Not with Wise. No Vodafone Cash, InstaPay or Etisalat Cash, and no cash pickup. Wise pays EGP into **an Egyptian bank account** using the IBAN. Once the money is there, the account holder can move it to a wallet themselves through their bank.

If you don't have the IBAN yet, pick **Email** in the recipient form: you enter the recipient's email and Wise asks them for their bank details.

## Living in Italy: the document Wise may ask for

When your passport is Egyptian and your Wise address is in Italy, Wise asks for an Italian-issued document that proves your right to live there. According to Wise:

- **Accepted:** a valid Italian passport or ID card, a **valid residence permit card** (permesso di soggiorno in card form), a long-term visa valid for more than 90 days, and some refugee documents.
- **Not accepted:** a paper residence permit, visa or residence applications, visas of 90 days or less, asylum seeker documents, driving licences, utility bills.

If all you have is the receipt for a permit renewal, that's an application, not a residence card, and Wise says it doesn't accept applications. Upload the document through the "We need more information to verify your account" banner, not by email. Until the check is done, you may not be able to send.

For the ID itself: if you live in Europe, Wise doesn't accept a driving licence. Use your passport or ID card. Details in [Wise verification](https://exchangesteps.com/wise-identity-verification).

## Steps: how to send money from Italy to Egypt

1. Open your account through **[our link]** with your Italian address: [create a Wise account](https://exchangesteps.com/how-to-create-wise-account).
2. Verify your identity, and upload your residence card if the banner appears.
3. Tap **[Send]**, add the recipient and choose **EGP**.
4. Enter the full name and the IBAN (29 characters, starts with EG). BIC/SWIFT is optional.
5. Enter the amount, review, pick **PISP**, **Bonifico bancario** or a card, and pay from an account in your name.

## FAQ

**What's the cheapest way to transfer money from Italy to Egypt with Wise?**
In Wise's Italian table on 25 October 2026, after an existing Wise balance, it was PISP, then Bonifico bancario. Cards, Apple Pay and Google Pay cost more. Wise shows the price for each method before you pay.

**Does my family in Egypt need a Wise account?**
No. An Egyptian bank account, its IBAN and the holder's full name.

**What's the most I can send?**
On the Egypt side, 5,000,000 EGP per transfer. On the paying side: up to 10,000 EUR per transfer by card, and up to 2,000 EUR per Google Pay payment.

## Get started

**[Open your Wise account →]**

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*Last updated: 25 October 2026 · All facts from the official Wise pages listed above.*