URL: https://exchangesteps.com/send-money-from-germany-to-egypt Updated: 2026-10-25 Sources: https://wise.com/de/send-money/send-money-to-egypt , https://wise.com/help/articles/2932365/guide-to-egp-transfers , https://wise.com/help/articles/2932149/guide-to-eur-transfers , https://wise.com/help/articles/2956754/what-are-sepa-transfers , https://wise.com/help/articles/2973523/paying-for-a-transfer-with-apple-or-google-pay , https://wise.com/help/articles/2556723/how-to-pay-by-card , https://wise.com/help/articles/2559761/how-to-pay-by-bank-transfer , https://wise.com/help/articles/3xConsbhr7buWkQuqDEQ5V/how-do-i-verify-my-country-of-residence , https://wise.com/help/articles/2949782/guide-to-getting-verified , https://api.wise.com/v1/account-requirements?source=EUR&target=EGP&sourceAmount=1000 # How to Send Money from Germany to Egypt with Wise > **Quick answer** > - From Germany you pay **in euros** from your German bank account, and Wise pays **Egyptian pounds** into a bank account in Egypt using the 29-character IBAN. > - In Wise's own price table for Germany, the cheapest way to pay (after an existing Wise balance) is PISP, then a bank transfer. Cards, Apple Pay and Google Pay cost more. > - **No Vodafone Cash.** Wise pays into bank accounts only. > - With an Egyptian passport and a German address, Wise may ask for a **valid German residence card**. > > **[Open your Wise account →]** This page covers how to send money to Egypt from Germany specifically: how you pay from there and which documents Wise may ask a German resident for. The transfer screens are in [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise), and the Egyptian side (IBAN, limit, fees) is in [send money to Egypt with Wise](https://exchangesteps.com/wise-send-money-to-egypt). ## Germany to Egypt at a glance | | | |---|---| | **You pay in** | Euros (EUR) | | **From** | An account in your name at a German bank (or any SEPA bank) | | **Your family gets** | Egyptian pounds in a personal or business bank account | | **They give you** | Full name + 29-character Egyptian IBAN | | **Cap on the Egypt side** | 5,000,000 EGP per transfer | | **Estimate shown** | Wise's German page showed "Heute - in 4 Stunden" (today, within 4 hours) on 25 October 2026 | That estimate is Wise's live figure for that moment, not a promise. Wise's EGP guide says the money usually arrives the same working day once Wise has it, and the conversion can take up to 2 working days. ## How to pay from Germany | Method | What Wise says | |---|---| | **PISP (open banking)** | Available to residents of Germany. You approve the payment in your banking app; the limit depends on your bank | | **SEPA bank transfer (Überweisung)** | Reaches Wise within minutes if your bank supports instant SEPA, otherwise up to 1 working day | | **Debit or credit card** | Up to 10,000 EUR per transfer. Visa and Mastercard; no American Express | | **Apple Pay** | Germany is on the list, up to 10,000 EUR per payment | | **Google Pay** | Germany is on the list, up to 2,000 EUR per payment | | **SOFORT** | Not supported: "We're not able to support SOFORT payments" | Three things from Wise's help pages: - **Your own account.** A bank transfer has to come from an account in your name. Wise won't take money from your spouse's or brother's account, even with power of attorney. - **A German card paying in EUR** has no international card fee, because it's an EEA card paying in an EEA currency. A card still costs more than a bank transfer. - **Apple Pay and Google Pay** need an EU-issued card, and together they allow 6 payments a day. **Fees:** we don't print numbers because they change daily. On 25 October 2026, Wise's German price table ranked the payment methods like this, cheapest first: Wise balance, PISP, bank transfer, debit card, then credit card, Apple Pay and Google Pay. The page also says Wise lowers its fee if you send more than 22,000 EUR or the equivalent. You see the full cost and the EGP amount **before you confirm**. More in [Wise fees explained](https://exchangesteps.com/wise-fees). ## What goes into the recipient form Paying in EUR to EGP, Wise's form asks for **Recipient type** (person or business), the **IBAN** (required) and the **Bank code (BIC/SWIFT)** (optional), plus the account holder's full name. It doesn't ask for your family's address on this route. There's also an **Email** option: you enter the recipient's email and Wise asks them for their bank details. Handy when you don't have the IBAN yet. ## Can I send money from Germany to Egypt to Vodafone Cash? No. Wise doesn't pay to Vodafone Cash, InstaPay or any wallet, and there's no cash pickup. The pounds go to **a bank account in Egypt** only. If your family uses Vodafone Cash, they first need an Egyptian bank account with an IBAN; once the money lands, the account holder can move it themselves through their bank. ## The residence document Wise may ask for Wise asks for an extra document "if the ID you used to verify your identity … wasn't issued by the same country as the address on your Wise account". In plain terms: Egyptian passport + German address = a document issued by Germany. | Wise accepts | Wise doesn't accept | |---|---| | A valid German passport or ID card | A visa of 90 days or less (tourist, transit) | | A valid residence permit card (Aufenthaltstitel card) | A paper residence permit | | A long-term visa valid for more than 90 days | Visa, residence or refugee applications | | Some refugee documents | Asylum seeker documents, driving licence, proof of address | - Upload it through the banner in your account: "We need more information to verify your account". Wise doesn't accept documents by email. - Until this check is done, Wise may limit some features, including **sending a transfer**. Upload it before you need to send. - If you can't provide a right to reside document, Wise says it might have to close the account. **On the ID itself:** if you live in Europe, Wise doesn't accept a driving licence as ID. Use your passport or ID card. In some cases Wise verifies you automatically with your first bank transfer from a personal account in your name, for transfers below 15,000 EUR. Full details in [Wise verification](https://exchangesteps.com/wise-identity-verification). ## Steps: send money from Germany to Egypt 1. Open your account through **[our link]** with your German address: [create a Wise account](https://exchangesteps.com/how-to-create-wise-account). 2. Verify with your passport or ID card, and upload your residence card if Wise asks. 3. Tap **[Send]**, add the recipient and choose **EGP**. 4. Enter the name and IBAN, then the amount in EUR or EGP. 5. Review, choose how to pay (PISP, SEPA transfer or card) and pay from your own account. Screen by screen: [how to send money with Wise](https://exchangesteps.com/how-to-send-money-with-wise). ## FAQ **How long does it take to transfer money from Germany to Egypt with Wise?** Two parts: your euros reach Wise (minutes by instant transfer, up to a working day by regular SEPA), then the pounds reach the Egyptian bank, usually the same working day according to Wise. The conversion can take up to 2 working days. **Can I pay with SOFORT?** Wise says plainly that it doesn't support SOFORT. Use PISP, a SEPA transfer or a card. **I live in Germany on a student visa. Is that enough?** If the visa is valid for more than 90 days, it's one of the documents Wise accepts. An application receipt or a paper permit isn't. **Does my family in Egypt need a Wise account?** No. An Egyptian bank account with its IBAN and the holder's full name is enough. ## Get started **[Open your Wise account →]** --- *Last updated: 25 October 2026 · All facts from the official Wise pages listed above.*