URL: https://exchangesteps.com/how-to-send-usdt
Updated: 2026-10-10
Sources: https://www.binance.com/en/support/faq/how-to-use-binance-pay-for-internal-cryptocurrency-transfer-on-binance-app-e36df8b437cb43e3909e7a38f8867957 , https://www.binance.com/en/support/faq/platform-fees-for-sending-crypto-using-binance-pay-868534accbd64df29fd27bafe8377859 , https://www.binance.com/ar/support/faq/how-to-withdraw-crypto-from-binance-115003670492

# How to Send USDT to Someone Else

> **Quick answer**
> If the other person has a Binance account, the easiest way is **Binance Pay**: tap the **Pay** icon at the top of the home screen → **Send** → enter their **email, phone number, Binance ID or Pay ID** → pick USDT and the amount → confirm with two-factor authentication. The transfer is **instant and has no network fee**, but it **can't be reversed** if you get the details wrong. If they're on another exchange or wallet, **withdraw to them on-chain** and make sure **the network matches** on both ends.
>
> **[Open Binance →]**

| | Binance Pay (to a Binance user) | On-chain withdrawal (to any wallet) |
|---|---|---|
| **What you need** | Their email, phone number or Binance ID | Their wallet address + the network |
| **Speed** | Instant | Depends on the network |
| **Network fee** | None | Yes, shown before you confirm |
| **Wrong-network risk** | None | Yes |
| **Requirement** | Both accounts verified | Your account verified |

## Method 1: Binance to Binance with Binance Pay

1. Open the app, tap the **Pay** icon at the top of the home screen, then tap **Send**.
2. Choose how to identify the recipient: **phone number**, **email**, **Binance ID** or **Pay ID**.
3. Select **USDT** and enter the amount.
4. Check the recipient's name and the amount, then confirm with two-factor authentication.

> ⚠️ **This transfer can't be reversed.** If you enter the wrong details, you won't be able to get the money back. Double-check the recipient before you confirm.

**Fees:** Binance says Binance Pay transfers carry **no transaction fee**, while another of its help pages mentions **a small fee only once you go past a high monthly transfer threshold**. For everyday amounts, the transfer is effectively free, and any fee shows up in the app before you confirm.

### On the website

**[Assets]** → **[Overview]** → **[Withdraw]** → pick USDT → **[Binance User]** → enter the email, phone number or Binance ID → **[Send]**.

## Method 2: To another wallet or exchange

1. Ask the person for their **USDT deposit address** and the **network** (TRC20, for example).
2. On Binance: **[Assets]** → **[Overview]** → **[Send]** → **[Withdraw Assets]**.
3. Paste the address, choose **the same network**, and enter the amount.
4. Check the network fee, then confirm with two-factor authentication.

> ⚠️ **The network must be the same on both ends.** Picking the wrong network can cost you the funds. And the first time you send to a new address, **send a small test amount first**. [USDT networks explained](https://exchangesteps.com/usdt-networks)

The full withdrawal guide: [How to withdraw from Binance](https://exchangesteps.com/how-to-withdraw-from-binance).

## Sending money to family in another country

This is how a lot of expats do it: you send USDT to your family's Binance account with **Binance Pay**, and they sell it for their local currency on P2P. Make sure Binance is available in their country first: [Countries page](https://exchangesteps.com/countries).

## Frequently asked questions

**How do I send USDT from Binance to Binance?**
With Binance Pay: Pay → Send → the recipient's email, phone number or Binance ID.

**Is sending USDT between Binance accounts free?**
There's no transaction fee with Binance Pay, and according to Binance only a small fee applies once you pass a high monthly threshold.

**Can I get my USDT back if I sent it to the wrong person?**
No. Binance Pay transfers can't be reversed.

**How do I send USDT to a wallet outside Binance?**
Withdraw it on-chain: the wallet address plus the same network on both ends.

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*Last updated: 10 October 2026 · Sources: Binance official help pages (Binance Pay, its fees, and withdrawals).*